Terms of Service

2.1 Permitted Uses

You may use our website and services for:

• • Accessing information about our consulting services
• • Submitting legitimate inquiries about potential engagements
• • Receiving consulting services as an authorized client
• • Communicating with our team regarding active projects

2.2 Prohibited Activities

You agree not to:

• • Use the website for any unlawful purpose or in violation of any regulations
• • Attempt to gain unauthorized access to our systems, networks, or data
• • Interfere with or disrupt the operation of the website or servers
• • Transmit viruses, malware, or other harmful code
• • Engage in any activity that could damage, disable, or impair our services
• • Harvest or collect information about other users without their consent
• • Use automated systems to access the website without permission
• • Misrepresent your identity or affiliation with any person or entity

2.3 Content Guidelines

Any content you submit through our website must be accurate, lawful, and respectful. You may not submit content that is defamatory, obscene, threatening, or infringes on intellectual property rights.

3.1 Website Access

We strive to maintain continuous availability of our website. However, we do not guarantee uninterrupted access and may suspend or restrict access for maintenance, updates, or due to circumstances beyond our control.

3.2 Service Modifications

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. We may update features, change pricing structures, or alter service offerings as our business evolves.

3.3 Technical Requirements

To access our website, you need a compatible device with internet connectivity and a modern web browser. You are responsible for maintaining your equipment and internet connection.

3.4 Geographic Restrictions

While our website is accessible globally, our consulting services are primarily focused on clients in Cyprus and the surrounding region. We may decline engagements outside our operational scope.

4.1 Account Creation

Currently, our website does not require account registration for general browsing. If we introduce account features in the future, you will be responsible for maintaining the confidentiality of your account credentials.

4.2 Security Responsibilities

You are responsible for all activities that occur under your account or through your use of our services. You must notify us immediately of any unauthorized access or security breach.

4.3 Account Termination

We reserve the right to suspend or terminate access to our services if we believe you have violated these Terms of Service or engaged in conduct that could harm our business, other users, or third parties.

5.1 Our Content Ownership

All content on this website, including text, graphics, logos, images, and software, is the property of FinanceWorks or its licensors and is protected by copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal or internal business purposes. You may not reproduce, distribute, modify, or create derivative works without our written permission.

5.3 User-Generated Content

By submitting content through our website (such as inquiry forms or communications), you grant us a non-exclusive license to use, reproduce, and process such content solely for the purpose of providing our services to you.

5.4 Trademark Notice

FinanceWorks and associated logos are trademarks of our company. You may not use these marks without our prior written consent.

6.1 Engagement Terms

Specific consulting engagements are governed by separate written agreements that detail the scope of work, deliverables, fees, and other terms. These service agreements supplement but do not replace these Terms of Service.

6.2 Professional Standards

Our consulting services are provided in accordance with professional standards applicable to financial consulting practices. We maintain independence and objectivity in our advisory work.

6.3 Client Responsibilities

Clients are responsible for providing accurate information, timely feedback, and necessary access to data required for our consulting work. The quality of our deliverables depends on the accuracy and completeness of information provided.

7.1 Fee Structure

Fees for our consulting services are detailed in individual engagement agreements. Standard hourly rates or project-based fees will be clearly communicated before work commences.

7.2 Payment Terms

Payment terms are specified in engagement agreements. Typical arrangements include deposits, milestone payments, or net payment terms. Late payments may incur interest charges as permitted by law.

7.3 Expenses

Reasonable expenses incurred in connection with providing services (such as travel or research costs) will be billed separately unless otherwise agreed in the engagement agreement.

12.1 Termination by You

You may discontinue using our website at any time. Termination of active consulting engagements is governed by the specific engagement agreement.

12.2 Termination by Us

We may terminate or suspend your access to our website immediately if you breach these Terms of Service or engage in conduct that we deem inappropriate or harmful.

12.3 Effect of Termination

Upon termination, your right to use our website ceases immediately. Provisions regarding confidentiality, intellectual property, disclaimers, and limitations of liability survive termination.